When selecting a credit card to maximize rewards on grocery purchases, several options stand out for their generous cash-back rates and benefits. Here are some top choices:
Blue Cash Preferred® Card from American Express
Offers 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%), 6% on select U.S. streaming subscriptions, 3% at U.S. gas stations and on transit, and 1% on other purchases.
Citi Custom Cash® Card
Earns 5% cash back on your highest eligible spend category each billing cycle, up to $500 spent (then 1%), including grocery stores.
Capital One SavorOne Cash Rewards Credit Card
Provides 3% cash back on dining, entertainment, popular streaming services, and grocery store purchases, with no annual fee.
Citi Double Cash® Card
Offers 2% cash back on all purchases—1% when you buy and an additional 1% as you pay for those purchases—with no annual fee.
Blue Cash Everyday® Card from American Express
Earns 3% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%), 2% at U.S. gas stations and select U.S. department stores, and 1% on other purchases.
When choosing the best card for your grocery shopping, consider factors such as your typical monthly spending, whether you can meet any spending thresholds, and whether the card’s annual fee aligns with your budget. Always review the latest terms and conditions before applying, as offers and rates can change.