The 9-digit routing number is typically used in the United States for domestic wire transfers and other banking transactions, but Bank Central Asia (BCA) is an Indonesian bank and does not use the 9-digit routing number system as employed in the U.S. Instead, Bank Central Asia uses other systems like SWIFT/BIC codes for international transactions.
Here’s a breakdown:
1. SWIFT/BIC Code for Bank Central Asia (BCA):
- For international transfers or payments to Bank Central Asia, you would use the SWIFT/BIC code. The SWIFT/BIC code for Bank Central Asia is:
- CENAIDJA
- This code helps identify the bank when making cross-border payments, similar to how routing numbers work in the U.S.
2. What is a Routing Number?:
- A routing number in the U.S. is a 9-digit code used to identify a financial institution during domestic transfers. These are used primarily for ACH (Automated Clearing House) transfers, wire transfers, and direct deposits within the U.S.
- Since Bank Central Asia (BCA) is based in Indonesia, it doesn’t follow the U.S. routing number system but relies on SWIFT codes and IBAN for international payments.
3. Bank Central Asia’s Payment System:
- If you need to make a domestic transfer to a Bank Central Asia account, you generally won’t need a routing number. You’ll just need the account number of the recipient and the name of the bank.
- For international transactions, the SWIFT/BIC code CENAIDJA is used.
4. How to Make an International Transfer to Bank Central Asia (BCA):
To send money to Bank Central Asia from another country, you will typically need:
- The SWIFT/BIC code (CENAIDJA).
- The recipient’s account number.
- The recipient’s full name.
- The branch address (if required).
- Bank Central Asia‘s address, which is commonly listed as BCA Head Office:
- Jl. M.H. Thamrin No. 1 Jakarta, Indonesia.
5. Summary:
- Bank Central Asia (BCA) does not use a 9-digit routing number like banks in the U.S.
- For international transactions, use the SWIFT/BIC code CENAIDJA.
- For domestic transactions in Indonesia, only the recipient’s account number is needed.